Car Insurance Information
Making A Claim
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Making A Claim
After the accident get as much on the spot information
as possible. Get hold of the names and addresses of independent
witnesses before they lose interest and leave the scene.
If you have a video or camera in the car, get pictures
before vehicles and property are moved. Also, make a sketch
plan of the accident while the details are fresh in your
mind.
Ask the other drivers involved for their names and addresses
and make a note of their car registration numbers together
with the make and model.
Ask for the name of their insurers and also, if possible,
their policy number or certificate number.
If anyone is injured, produce your certificate of insurance.
If you cannot do this at the scene you must produce it
at a police station within 24 hours.
There may be injury to people or animals or damage to
vehicles or property. If so, you are required to give
your name and address, the name and address of the owner
of the car you are driving and its registration number
to anyone with reasonable grounds for wanting them.
Tell your insurers about any statement made at the scene
by any of the parties. Do not discuss whose fault it was.
If you do, you could create problems for you and your
insurers in the handling of your claim.
You must tell your insurers as soon as possible - even
if you don't intend to make a claim. This is a condition
of your policy.
Ask your insurers for an accident report form. When completing
the form include as much information as you can.
